Last Updated: January 15, 2025 | Effective: January 1, 2023
This notice supplements our Privacy Policy and applies solely to California residents. It explains your rights under the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA).
This notice describes how Coreaxis collects, uses, and shares your personal information and explains the rights you have under California law. Financial information is subject to additional federal regulations including the Gramm-Leach-Bliley Act (GLBA).
As a California resident, you have the following rights regarding your personal information:
You have the right to request that we disclose:
You have the right to request that we delete your personal information that we collected from you, subject to certain exceptions including:
You have the right to request correction of inaccurate personal information that we maintain about you, taking into account the nature of the information and purposes of processing.
You have the right to opt-out of the "sale" or "sharing" of your personal information. Coreaxis does not sell personal information in the traditional sense but may share information with third parties for cross-context behavioral advertising.
You have the right to limit our use and disclosure of your sensitive personal information to only what is necessary to perform the services or provide the goods reasonably expected.
You have the right not to receive discriminatory treatment for exercising your CCPA rights. We will not:
The table below describes the categories of personal information we collect and have collected in the past 12 months:
| Category | Examples | Business Purpose |
|---|---|---|
| Identifiers | Name, email, address, IP address, SSN | Account creation, verification, security |
| Financial Information | Bank accounts, investments, tax information | Transaction processing, portfolio management |
| Protected Classification | Age, citizenship, marital status | Compliance, reporting requirements |
| Commercial Information | Transaction history, investment preferences | Service improvement, personalization |
| Internet Activity | Browsing history, interactions with platform | Analytics, security, feature improvement |
| Geolocation Data | Approximate location from IP address | Security, fraud prevention |
| Sensitive Information | SSN, financial account numbers | Required by law, identity verification |
We collect personal information from the following sources:
Coreaxis does not sell personal information in the traditional sense. However, we may share personal information with third parties for cross-context behavioral advertising, which may be considered a "sale" or "sharing" under CCPA.
You can exercise your right to opt-out by:
Enable the Global Privacy Control in your browser settings. We honor GPC signals.
This will set an opt-out cookie in your browser.
Email privacy@coreaxis.xyz with "CCPA Opt-Out Request" in the subject line.
We retain personal information for as long as necessary to fulfill the purposes outlined in this notice, unless a longer retention period is required or permitted by law. Our retention periods include:
Retained for 7 years after account closure for regulatory compliance (SEC Rule 17a-4).
Retained for 7 years as required by IRS regulations and FINRA rules.
Retained for 2 years after last interaction, unless you opt-out earlier.
Retained for 26 months in accordance with our data retention policy.
California residents may designate an authorized agent to make CCPA requests on their behalf. To use an authorized agent, you must provide:
Authorized agents can submit requests through the same methods described below.
Submit through your account dashboard under "Privacy Settings"
To protect your privacy, we will verify your identity before processing CCPA requests. We may ask for:
We will respond to verifiable requests within 45 days, with a possible 45-day extension if reasonably necessary.
Financial information collected by Coreaxis is subject to both CCPA and federal laws including the Gramm-Leach-Bliley Act (GLBA) and Fair Credit Reporting Act (FCRA). Certain GLBA-covered information may be exempt from some CCPA provisions, but we provide comprehensive privacy protections under all applicable laws.
No. Exercising your CCPA rights will not result in discrimination or affect the quality of services you receive. Coreaxis will continue to provide all investment services regardless of your privacy choices.
We will send confirmation when we receive your request and provide updates throughout the process. You will receive a final response within 45 days (or 90 days if extended).
Yes. If we deny your request in whole or in part, you may appeal within 30 days by contacting us at privacy-appeals@coreaxis.xyz. We will respond to appeals within 60 days.
Data Protection Officer: Sarah Johnson
Email: privacy@coreaxis.xyz
Phone: 1-800-COREAXIS (Option 2)
TTY: 1-800-XXX-XXXX
Coreaxis Financial Technologies, Inc.
Attn: Privacy Office
123 Investment Street, Suite 500
New York, NY 10001
Note: This notice is updated annually. The last revision date is at the top of this page. Changes will be posted here and, if material, communicated to California residents via email.